Our Services

The Kernaghan Difference

Serving Canada 24 hours a day, 365 days a year, for over 60 years.

At Kernaghan Adjusters we provide clients with dependable claims service across North America 24 hours a day, 365 days a year. Kernaghan Adjusters is an all-service independent adjusting firm; our adjusters provide expert risk management and claims service in the following areas:

Core Services

Specialty Services

KEA (Kernaghan Electronic Adjusting)

Specialty Services:

Pre-Blast Surveys

photoMunicipalities are creating by-laws that make it necessary for blasting contractors to complete pre-blast surveys.

Our technology provides an innovative way of controlling costs and an effective set of documentation for pre-blast surveys. Together with digital photos and a digital voice recording of the building inspection, we provide clients with a detailed summary in either a CD report format or a completely transcribed report with colour photos.

Specialty Services:

New Home Warranty

photoHome Warranty Programs have seen numerous concerns over the last few years.  We are pleased that we have been chosen by several warranty providers to complete thorough inspections when the certificate holder reports defects.  Contractors are being held accountable in a fair and reasonable manner to assist in making these Home Warranty Programs more effective.

Specialty Services:

Automobile Warranty


We work with Auto Warranty Providers and undertake inspections on their behalf.  We work closely with their own warranty department and provide inspection reports and digital photos electronically in a prompt manner, so warranty claims can be processed quickly, without delay to the vehicle owner.

Service Locations

Doing What is Right®





Professional, Prompt, and Efficient:

"In all this time I have been favourably impressed both by Kernaghan Adjusters as a firm and by all the individual adjusters in their employ. They are professional in their approach as well as prompt and efficient. I would have no hesitation in recommending them as control adjusters on any Insurance Program." More.

Did You Know?

We provide Independent Adjusting and Risk Management services to domestic and international clients.