Our Services

The Kernaghan Difference

Serving Canada 24 hours a day, 365 days a year, for over 60 years.

At Kernaghan Adjusters we provide clients with dependable claims service across North America 24 hours a day, 365 days a year. Kernaghan Adjusters is an all-service independent adjusting firm; our adjusters provide expert risk management and claims service in the following areas:

Core Services

Specialty Services

KEA (Kernaghan Electronic Adjusting)

Core Services:

Transportation / Inland Marine

photoIn North America, cargo trucks are a cost effective means of transporting goods overland.  We respond to the demands of losses in this area by doing the following:

  • Early attendance at the scene of an accident
  • Identification of witnesses and collection of statements
  • Prompt arrangements for transport of the disabled vehicle to a repair facility
  • Review of repair specifications
  • Secure spilled / damaged cargo
  • Quantification of cargo loss
  • Salvage disposal

Core Services:

Recreational Vehicles / Water Craft / Yachts

photoKernaghan Adjusters has a unique understanding of this special class of risk. Over the years, our expertise and the location of our offices have positioned us to handle thousands of recreational vehicle and boat claims.  Our adjusters understand that a rapid assessment of damages and prompt repairs are of the utmost importance to the insured.  We respond swiftly and effectively in the following areas:

  • Physical damage appraisal
  • ACV calculations
  • Salvage disposal

Service Locations

Doing What is Right®





Preferred Adjusting Solution:

"Since Kernaghan [Adjusters] has been our approved contract adjuster, and indeed the preferred adjuster for all our claims, we have been delighted with their constant commitment to excellence, prompt service, knowledge, and professionalism." More.

Did You Know?

Stanley J. Kernaghan's original Daily Mandatory Procedures developed in the 1960s, forming the basis of today's Code of Conduct and Service Standards. Kernaghan Adjusters has written an extensive Privacy Policy to compliment our procedures.