Our Services

The Kernaghan Difference

Serving Canada 24 hours a day, 365 days a year, for over 60 years.

At Kernaghan Adjusters we provide clients with dependable claims service across North America 24 hours a day, 365 days a year. Kernaghan Adjusters is an all-service independent adjusting firm; our adjusters provide expert risk management and claims service in the following areas:

Core Services

Specialty Services

KEA (Kernaghan Electronic Adjusting)

Third Party Administration

Risk Management Services


As Third Party Administrators we are able to serve as our clients’ claims department. We aggressively manage each claim from first notification to conclusion. An Executive Account Manager (EAM) is assigned to each account and is the exclusive contact for our client. The EAM assigns or performs all work necessary to thoroughly investigate and conclude losses. We work for a variety of control accounts from national firms to smaller regionally specific clients.

We provide clients with instant access to a professional claims department able to effectively administer the largest portfolios. We customize every account and structure a claims administration program for the needs of our client.

We provide regular bordereaux reports, of all claims adjusted, organizing a vast amount of data in easy-to-read formats. KEA (Kernaghan Electronic Adjusting) is our enterprise wide claims system providing our EAM with the ability to monitor the day-to-day handling of all incidents and losses. KEA VIEW provides our clients access to their claim and incident information with the ability to drill down to specific claim details when necessary.

Our accounts include but are not limited to Government Agencies whether municipal or provincial, Commercial General Liability, Commercial Auto, Commercial Transportation, Commercial and Personal Property.

Service Locations

Doing What is Right®





Professional, Prompt, and Efficient:

"In all this time I have been favourably impressed both by Kernaghan Adjusters as a firm and by all the individual adjusters in their employ. They are professional in their approach as well as prompt and efficient. I would have no hesitation in recommending them as control adjusters on any Insurance Program." More.

Did You Know?

Many of Kernaghan Adjusters' present clients date back to our first year in business: 1953.