Our Services

The Kernaghan Difference

Serving Canada 24 hours a day, 365 days a year, for over 60 years.

At Kernaghan Adjusters we provide clients with dependable claims service across North America 24 hours a day, 365 days a year. Kernaghan Adjusters is an all-service independent adjusting firm; our adjusters provide expert risk management and claims service in the following areas:

Core Services

Specialty Services

KEA (Kernaghan Electronic Adjusting)

Core Services:

Commercial / Personal Casualty


In the area of personal liability, our adjusters handle personal exposures insured by homeowner policies. In the area of commercial coverage our adjusters also handle the following types of losses:

  • Commercial General Liability
  • Professional Liability
  • Municipal Liability
  • Products Liability
  • Course of Construction
  • Malpractice
  • Pollution

The investigative work required in such cases is varied and challenging. At KA, our adjusters maintain high standards in the following areas:

  • Identifying witnesses
  • Digital recording and transcription of interviews
  • Analyzing scene/product
  • Photographing and video taping scene investigations
  • Identifying and collecting all pertinent records, reports, procedural manuals
  • Verifying the standard of care required by professionals
  • Commissioning professional equipment failure analysis
  • Commissioning laboratory testing of products
  • Researching and negotiating fair settlements
  • Assisting and collaborating with defense counsel
  • Quantum assessments

Service Locations

Doing What is Right®





Expertise, Service, Ethics:

"We would strongly recommend Kernaghan to any company looking for strong claim adjusting expertise, client service and a clear understanding of relationship building and business ethics. " More.

Did You Know?

Many of Kernaghan Adjusters' present clients date back to our first year in business: 1953.