Our Services

The Kernaghan Difference

Serving Canada 24 hours a day, 365 days a year, for over 60 years.

At Kernaghan Adjusters we provide clients with dependable claims service across North America 24 hours a day, 365 days a year. Kernaghan Adjusters is an all-service independent adjusting firm; our adjusters provide expert risk management and claims service in the following areas:

Core Services

Specialty Services

KEA (Kernaghan Electronic Adjusting)

Specialty Services:

Control Adjusted Accounts

photoOur senior adjusters have the training and experience to execute the role of control adjuster on large national accounts.  Through this service, we provide clients with instant access to a professional claims department able to effectively administer the largest portfolios.  We will also provide regular bordereaux reports, of all claims adjusted, organizing a vast amount of data in easy-to-read formats.

Our adjusters have access to QuickLaw, an on-line legal case law service, which allows us instant access to over 300,000 insurance related court decisions involving injury awards. This enables us to provide accurate injury settlement recommendations to our clients.

KEA (Kernaghan Electronic Adjusting) complements our adjusters’ skills by giving them a technological advantage. This real-time, web-based system provides our control adjusters with the ability to monitor the day-to-day handling of specific claims.  With this powerful tool, we offer our clients a cost efficient and highly dependable claims service.

KEA also enables us to produce both standard and customized loss reports for our clients.  From general bordereaux reports to specific loss statistics, we ensure that as the risk manager you have access to all the tools you need to successfully control your losses.

Service Locations

Doing What is Right®





Professional, Prompt, and Efficient:

"In all this time I have been favourably impressed both by Kernaghan Adjusters as a firm and by all the individual adjusters in their employ. They are professional in their approach as well as prompt and efficient. I would have no hesitation in recommending them as control adjusters on any Insurance Program." More.

Did You Know?

Stanley J. Kernaghan's original Daily Mandatory Procedures developed in the 1960s, forming the basis of today's Code of Conduct and Service Standards. Kernaghan Adjusters has written an extensive Privacy Policy to compliment our procedures.